The covers we can provide are as follows:
Covers GPs, Specialists and Tests.
Pays a lump sum if you pass away or are terminally ill. Allows family to take care of your debts at passing or simply provide family a cash payment. Additional coverage can be taken for Future Insurability etc, which covers live changing events, ie having children.
Mortgage Repayment Insurance
Takes Care of your regular mortgage repayments (up to the level you have selected) if you’re unable to work because of illness or accident. Mortgage repayment insurance ensures your home stays in your hands, even if you’re too ill to work.
Trauma Cover is about helping you with survival. New Zealanders are suffering an increasing incidence of cancer and we still experience high levels of heart disease and stroke. With ongoing advances in medical science, however, you have a greater chance of surviving a serious medical conditional. Trauma Cover (or Living Assurance as it’s also known) is designed to pay a lump sum to you if you suffer a critical illness, to ensure that you can cope with it’s effects on your lifestyle, family and work.
Pays the monthly amount (based on a percentage of income) if you are unable to work because of illness or accident. Income protection ensures you have money coming in even if you are too ill to work. The claim payment can be used for your ongoing mortgage repayments and other living costs, until you are fit to return to work, if at all.